It has been said the only two sure things in life are death and taxes.  When a family looses a father or mother prematurely it is a tragedy.  But when the survivors struggle to survive financially it is a double tragedy.  Life insurance can give you peace of mind and provide for your families love ones forever.   We at Woodcrest Insurance can help you formulate plans to lesson the suffering from unexpected death.  Determining the right amount of life insurance to fit your budget and provide income for your heirs is something we can do.

 There a few types of Insurance to consider:

 Term Insurance:   This type of coverage is the least expensive to buy.  You can purchase a policy that gives you the highest death benefit in various terms. That means your monthly premium can be locked in for 10-15-20 or 30 years.  Usually some type of medical exam is needed.

 Permanent Insurance:   Whole Life Universal or variable Life are examples of the type of policy that grows can value.  Premiums are higher because the savings grow tax-deferred.  You can borrow or withdraw money from the account.  Premiums are flexible in increase, decrease or skip.  A good way to buy life insurance and save form the future at the same time

 Mortgage Protection:   This is term insurance with the Insurance proceeds directed to the Mortgage holder your home-loan.  This basic protection can help keep a home from being foreclosed when a bread winner is gone to the great beyond.

At Woodcrest insurance we are selective of the Companies we represent.  Each Company we select is well rated and will be there when your not.